Opening your home to a pet is one of the most rewarding experiences you will ever have. Thanks to new developments in veterinary medicine, pets today enjoy longer, healthier lives than ever before.
Did you know that many dogs in the United States now live 12 years or more, almost double their life span in the 1950s? Indoor cats often thrive for 14 years or longer, and birds, reptiles and exotic pets-even fish- enjoy much longer lives when given good care.
Obviously, responsible pet ownership has a price. In addition to the cost of quality food, routine preventive care, and veterinary visits to keep your pet healthy, you should also plan for accidents and unexpected, potentially major, illnesses that, while expensive to treat, need not be fatal.
When the cost of quality medical care exceeds the family budget, pet owners are forced to incur burdensome debt or even euthanize their pets. For more than 77 years, the American Animal Hospital Association (AAHA) has been committed to saving pets’ lives. We do not want any pet to face euthanasia, a compromised quality of life or death resulting from an untreated illness or injury simply because of veterinary costs. We believe that planning for your pet’s care is the best way to prevent the painful decision between finances and your pet’s well-being.
Of course, deciding how to fund your pet’s medical care is an individual choice, and there are many options to consider. Veterinary Pet Insurance can allow you to work with your veterinarian to promote your pet’s longevity and health.
AAHA strongly suggests that all pet-owning families assess their financial situation and consider their ability to meet unexpected expenses that may be incurred for veterinary care. Many families are not even aware that veterinary pet insurance exists!
Your pet’s health insurance functions a bit like your health insurance, and since pets are considered property, it also functions a bit like your auto or home insurance. Comprehensive coverage, choice of deductibles, preventative care coverage and prescription drug coverage, are just a few options that veterinary pet insurances offer. Pet insurance policies can cover a variety of medical conditions-accidents; emergency visits; hospitalization; X-ray; surgeries; cancer treatments; and even chronic diseases like diabetes, kidney failure, and arthritis.
If you decide to purchase pet insurance, there are several companies to choose from. Most provide coverage throughout the United States and offer flexible plans you can use with any veterinarian. Some even include discounts for multiple pets.
Don’t wait to get a policy until your pet needs medical care. Pet insurance policies will not cover pre-existing conditions. Planning how to finance your pet’s health care is important. With proper planning, you can help our pet have a long healthy life. Begin today, so you and your pet can enjoy many happy years together!